Frequently Asked Questions

Answers to the most common questions we’ve been asked. If you still have questions, sign up for a free consultation with Dr. Stone.

Our Services

  • Membership grants direct access to your doctor over the phone and in person. All appointments are covered under your monthly membership fee. Visits are by appointment only and are blocked for 30 minutes to an hour.

  • Stone Medical offers comprehensive primary care for acute visits (sick) and chronic disease management such as diabetes or high blood pressure. We provide annual exams and in-office procedures at your convenience. Medication refills and non-urgent matters should be addressed during business hours. For urgent concerns after hours and weekends, please call Dr. Stone directly. Please see our services page for more information.

  • We do not provide chronic opioid management, treat trauma such as broken bones or perform surgeries.

    For life threatening emergencies such as symptoms of a heart attack or stroke, please seek emergency care immediately. We are not able to provide emergency level care.

  • The good news is that 80 to 90% of your healthcare concerns can be handled directly by Dr. Stone. When needed, we can refer you trusted specialists who take your insurance.

  • As part of your membership, labs done during your annual exam are included in your membership. Should you need additional lab work, we offer labs at significantly discounted prices. We work closely with a local imaging company for affordable cash-prices or you can use your insurance.

  • We can prescribe medications to the pharmacy of your choosing and can assist in finding coupons and discounts through GoodRx should your insurance not cover it.

  • Direct primary care (DPC) and concierge medicine offer similar enhanced access and personalized care from expert physicians. Concierge practices bill your insurance in addition to membership fees which may result in additional copays. DPC is a more cost-effective option, as it doesn't bill insurance, resulting in significantly lower membership fees and reduced administrative costs compared to concierge medicine.

Membership

  • We maintain a limited number of memberships to ensure the highest standard of care. There is a one-time enrollment fee of $100 to obtain and review your medical records. Membership includes an annual contract paid in monthly installments of $130. No copays. No hidden costs. You can pay with credit card, debit card, or FSA card. College students can request a discounted rate.

    For our executive level membership, Dr. Stone will come to your workplace for urgent visits within a 2-mile radius. Please reach out for details.

  • The medical weight loss membership run by obesity expert Dr. Stone is a 6-month plan at $230 per month with option to continue with maintenance month-to-month that includes a personalized nutrition plan, targeted physical activity recommendations, behavioral counseling, and medication management AND it includes all direct primary care services. The pricing of medical weight loss medications (tirzepatide, semaglutide) received at a heavily discounted rate (savings up to 85%) well below what you would pay if using traditional insurance

  • Dr. Stone is a board-certified MD in Internal Medicine and sees patients ages 16 and up.

  • Then this model is perfect for you! Stone Medical focuses on keeping you healthy through preventative care and health education. Membership gives you access when you need it (minor injuries such as burns or cuts OR infection such as COVID, a sinus infection or UTI). Unbeatable access creates peace of mind and prevents costly, time-consuming ER and urgent care visits. Why pay $500 to wait two hours for a urine test or stitches that you could get done quickly and efficiently in clinic for no additional cost?

  • Of course! Stone Medical works with local small business and non-profit organizations to offer employees affordable care to keep employees healthy and happy. DPC membership has been shown to increase employee retention and increase job satisfaction.

  • Absolutely! It can be an adjustment living far away from your home and family doctor. Dr. Stone offers a discounted student rate $100 per month to care for all your needs while you’re at school so you don’t have to worry and can focus on your studies.

Insurance

  • All insurance plans can be used for labs, imaging, hospital stays and specialist referrals. Oftentimes our negotiated cash prices are significantly cheaper than using insurance. Insurance is required for unforeseen emergencies.

    The monthly membership fee for Stone Medical is not reimbursable by insurance, however many plans allow you to use your FSA card to pay for membership.

  • Not a problem. At Stone Medical we believe everyone deserves high quality medical care. We do not discriminate against those without insurance. If interested in joining our practice, we are happy to set you up with a consultation with a health insurance specialist to find a plan that works for you.

  • Dr. Stone possesses expertise in caring for this population. If you have Medicare, you will need to sign a waiver declaring you nor your doctor will bill Medicare for membership services. You can use Medicare to see specialists and for hospital admissions.

  • Most patients are able to use Health Reimbursement Agreements (HRA) or Flexible Spending Accounts (FSA) to pay the membership fee. However the IRS prohibits using Health Savings Accounts (HSA) to pay for direct primary care services at this time. You can use an HSA for non-membership services such as labs, imaging or medications. Please check with your health insurance for your specific plan.